Life settlements: we broker the sale of unneeded or unwanted policies
There are numerous people who own life insurance policies that are no longer needed or affordable. Rather than cash them in (if they have any accumulated cash value), we can sell them. In fact, some examples of policies that have recently sold with “no accumulated cash value”: 69 year old male’s $500,000 policy offered $100,000, a 72 year old female’s $750,000 policy offered $165,000, a 78 year old male’s $1,200,000 policy offered $408,000, and an 83 year old female’s $2,000,000 policy offered $406,000.
If your financial situation has changed and find yourself paying for a policy you can’t afford, or a policy whose original purpose has past, and is no longer valid, give us a call. These policies may well have a substantial value. Do not stop payments on these policies until you have looked into their potential value.
Individual Services
- Financial Planning
- Exit strategies from IRA, 401k's & other qualified plans
- Planning for the appropriate use of equity in real estate
- Strategies for the term reduction of your mortgage without increase in your present payment schedule (reduce the years by 1/2 to 2/3rds)
- Premium financing of life insurance
- Life settlements: we broker the sale of unneeded or unwanted policies
- Life insurance you actually WANT to buy versus the typical sold due to a particular NEED
- Strategy for the "tax free" withdrawals from retirement plans
- Outstanding alternatives to bank CD's
- Mutual Funds, Variable Annuities, Variable Universal Life Insurance
- Proprietary Formulaic Investment Funds
- Alternative Investment opportunities
- Long Term Care and Disability Insurance
- Pension & Retirement Planning
- Estate Planning & Probate Avoidance Strategies

